Lending People | Lending People NZ
APPLY NOW
Powered byMTF Finance Logo
APPLY NOW

Lending people
 
possibilities
freedom

Personal Loans, Vehicle Finance, and Debt Consolidation.

- Based on 0 reviews

Hero Image
Beach

We make lending a breeze.

ESTIMATE YOUR REPAYMENTS

Simple
100% Online

Borrow up to $30,000 and enjoy a stress-free personal loan experience that suits your needs. Find out more

Fairer
Clearer Fees

$174 Establishment Fee.
$0 Monthly Fee.
$0 Early Repayment Fee.

View all fees

One-stop
Shop

If we can't approve your application, we can seek other options from a panel of trusted lenders. How does this work?

We make lending a breeze.

Get a personalised rate in moments, breeze through your application in minutes, and enjoy your funds as soon as today¹.

  • Borrow from $3,000 to $30,000 unsecured
  • Loan terms from 1 year to 5 years
  • Weekly, fortnightly, or monthly repayments
  • Personalised interest rates fixed for the term of the loan

Say goodbye to hidden fees and charges.

  • $174 Establishment Fee
  • $0 Monthly Fee
  • $0 Early Repayment Fee


^If your loan exceeds its limit due to missed payments, a $95 fee is charged after 31 days and an additional $95 if it remains over the limit after 61 days. Where another provider is the creditor, provider-specific establishment fees, monthly fees, and early repayment fees may apply.

Boost your likelihood of approval.

If we can't approve your loan, our dedicated team can help secure offers from a range of other trusted lenders, including:

  • Avanti Finance, Finance Now, Latitude Financial Services (GEM), MTF Finance, Nectar, and Unity Credit Union

We have helped customers secure over $400 million in personal loans this way. Provider-specific establishment fees, monthly fees, and early repayment fees may apply.

Remote Work Image
100% Online

Personal Loans

Bring Life™ to possibilities with a personal loan from $3,000 to $30,000

Enjoy a stress-free personal loan experience that suits your needs. Lending People is your trusted partner for personal loans in New Zealand. We specialize in offering competitive, customised interest rate personal loans designed to meet your financial needs without breaking the bank. Our streamlined process allows online loans with fast approvals, making it easier than ever to secure the funds you need quickly and efficiently. Whether you're looking to make a major purchase, consolidate debt or cover unexpected expenses, our team is here to help you navigate the options and find the perfect loan solution.

LEARN MORE
Unsecured
Unsecured

Vehicle Finance

Bring Life™ to freedom with a car loan from $3,000 to $30,000

Go shopping for your new vehicle as a cash buyer, with an unsecured car loan.
LEARN MORE
Unsecured
One simple payment

Debt Consolidation

Bring Life™ to freedom with a car loan from $3,000 to $30,000

Combine multiple loans and credit cards into a single loan with one easy payment.

LEARN MORE

Loan Repayment Calculator

$2000|

$1,000

$10,000

FOR HOW LONG

5 years

1 year

5 years

ESTIMATED REPAYMENTS FROM

$0/wk

$0 total

$0/mth

$0 total

Calculated at an example rate of 14.95% p.a.² Not an offer of finance.APPLY NOW

We have helped finance over $400 million in loans.

LEARN MORE ABOUT US 2
  • Fixed interest rates
  • Smart, secure technology
  • Same-day funding¹
LEARN MORE ABOUT US 2
Background Image

- Based on 0 reviews

Awesome service

Very easy service and quick response time.

Iain B, NZ

Jan 11, 2024

Transparent

The process was so simple and fast. The whole process and loan disbursement was in less than 24 hours. The customer service was great. High level of transparency.

Kavin, NZ

Dec 7, 2023

Time

It pays to
compare.

Already have a personal loan? Don't miss out on potential savings! Use our platform to see if we can offer you a lower rate on your existing loan. It's a simple, smart move that could save you money.
CHECK YOUR RATE
  • Personal Loan
  • Debt Consolidation Loans
  • Vehicle Finance

¹All approvals are subject to responsible lending inquiries. If you sign your loan contracts before 3:00 pm on a weekday, you will receive the funds on the same day. While bank processing times differ, funds usually show up in your account by early evening.


²Annual Interest Rate (AIR) and Annual Percentage Rate (APR): Unsecured interest rates range from 13.90% p.a. to 23.90% p.a.

³Minimum and Maximum Repayment Terms: Repayment terms range from 1 year to 5 years.

⁴Fees: Where Lending People is the creditor, we charge a $174 establishment fee. Lending People does not charge a monthly fee or early repayment fee. A default fee of up to $95 may be charged at 31 days and at 61 days in arrears. Where another provider is the creditor, provider-specific establishment fees, monthly fees, early repayment fees and default fees may apply.

⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions. A copy of our contract (Provided by MTF Finance) can be found here.

Representative Example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months at an AIR of 14.95% p.a., your total repayments will be $12,631.60 (made up of $10,000 principal, a $174 establishment fee, and interest charges of $2,457.60). This example is based on amortised scheduled weekly repayments with a fixed interest rate for the term of the loan

© The Lending People Limited Trading as Lending People (FSP240365) holds a license issued by the Financial Markets Authority (FMA) to provide financial advice services. Click here to view our Disclosure Statement.

Powered byMTF Finance Logo